Many homeowners are voluntarily foreclosing
(called strategic default) or even
But there is an alternative to simply walking away and foreclosing on a home you no longer want or can't afford
but stuck with the mortgage. You need Homeowners Relief. With many homeowners and individuals facing this problem, our unique company, known as Homeowners Relief Options Inc.
has stepped up for those in need of immediate mortgage relief.
Relief from their outstanding mortgage payments, overwhelming debt, stress and all things associated with paying a mortgage they no longer want or simply cannot afford or a house they no longer wish to maintain.
This amounts to immediate mortgage relief and financial stress relief related to an unwanted or unmanageable mortgage payment and home.
Homeowner Relief Options Inc. has developed a process, unique to the industry where homeowners are offered immediate mortgage relief.
In almost every case we can successfully take over the home (even on an upside down mortgage or underwater mortgage).
The bottom line is while you want the mortgage out of your name but your home can't be sold right away because of being upside down/underwater and no equity, we may be able to get the monthly mortgage paid, take care of insurance, maintenance, etc., until the home is marketable again and possibly get the mortgage paid off completely.
Can or will a realtor do that for you? Nothing against realtors as we work with many in our business, but in most cases they cannot do this.
We've grown exponentially in the last ten years and are extending our reach to help new homeowners in need of this alternate service.
So...if you're thinking of walking away from your property for whatever reason, without foreclosing, there may be a way to accomplish that and minimize loss. Aka the Homeowners Relief
We could possibly save you from foreclosure, debt, deficiency judgments and garnishment of wages problems...and oh yes, the financial strain of paying a mortgage that you can't or don't want to afford any more. Homeowners relief when you need it.
If you are close to walking away from your home and you have tried everything else and your resources are running out, Homeowners Relief Options may be able to help regardless of the amount owed to lenders.
Homeowners Relief Options specializes in upside down mortgages, underwater homes, over financed or over mortgaged homes where you owe more than what the property is worth. Despite the fears and stigmas many homeowners are facing, Homeowners Relief Options may be able to help.
Now if you are still thinking of just walking away and letting the lender/bank foreclose, well again consider this: Banks and Lenders have a new direction in 2017 and beyond:
Lenders will enlist debt the collection agencies to aggressively go after homeowners who foreclose on their underwater homes and mortgages. Now lenders will move to ensure a borrower’s credit remains impaired for a decade or more, should they walk away and intentionally foreclose.
Many homeowners are unaware that a foreclosure will severely damage their credit rating for at least five to seven years or more and voluntarily giving the bank a "deed in lieu of foreclosure" is essentially the same as a foreclosure on their credit rating.
The bank or lender won't tell them that but it's true.So there is literally no free lunch when a homeowner "walks away" and voluntarily forecloses on a home and mortgage.
The alternative presented by Homeowners Relief Options
may turn out to be a better option and it does indeed work. Remember, lenders are exercising their rights to pursue unpaid mortgage balances. To get their money, they can seize wages, tap your IRA and bank savings accounts and put liens on other assets held by homeowners. They have systems in place to catch homeowners who simply walk away and foreclose but continue to pay other debts.
So...still thinking about just walking away, foreclosing (Strategic Default) and not paying your mortgage? Lenders, banks and mortgage companies have developed systems and may know when you might be considering "strategic default" and try to walk away without paying your mortgage?
They'll first check to see if you are paying other nonmortgage debts.
Now The Homeowners Relief Program
is set up to pay your monthly mortgage payments as usual, not triggering any alerts and you can move on, the bank is happy, and everybody wins. Mortgage relief at work.
"Strategic default" is not a new phenomenon, but it has become more common in recent years as homeowners continue to try to find their way out of the coming economic recession.
Faced with much negative equity again and a slumping housing market, many borrowers are choosing to cease paying their mortgages while staying current on non
mortgage debts. Meanwhile, lenders are trying to identify strategic defaulters in order to set effective strategies.
Don't take our word for it read this below!:
It may be in your best interest to at least look at our ---> Homeowner Relief Program
for Strategic Defaults or walking away from your property the best way possible with the least consequences.
Homeowners Relief. Mortgage Relief. Underwater Mortgage Relief. Upside Down Mortgage Relief.